Release Notes for API Documentation Site

Release Notes for Component Elend

Effective date: March 1, 2026, SBA will eliminate the use of the FICO SBSS Score for 7(a) Small Loans (<$350,000.00).

Etran xsd Version: 9.2

Publication Date: 07/27/2026.

  1. Updated this 9.2 enumeration.

    2. Support for ETRAN-Orig and ETRAN-Servicing: Tax Delinquency 1919 question

     Added new XML tag for TaxDelinquentInd. Tag documented in SBA_ETran.9.2.orig.xsd (Origination) and SBA_ETran.9.2.serv.xsd (Servicing): <
  2. Added following new tag from LoanApplication (ETRAN-Orig) and Loan (ETRAN-Serv):
    • borr - TaxDelinquentInd
    3. Etran xsd Version: 9.2

    Publication Date: 04/30/2026.

    1. Updated this 9.2 enumeration.

      2. Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

       Added new XML tags for ITLQualCategory, OwnershipChgType. Changes documented in SBA_ETran.9.2.orig.xsd (Origination) and SBA_ETran.9.2.serv.xsd (Servicing): <
    2. Added following new tag from LoanApplication (ETRAN-Orig) and Loan (ETRAN-Serv):
      • app - ITLQualCategory
      • procd - OwnershipChgType
      3. Etran xsd Version: 9.1

      Publication Date: 07/21/2025.

      1. Updated this 9.1 enumeration.

        2. Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

         Added new XML tags for LienHldrNameType. Changes documented in SBA_ETran.9.1.orig.xsd (Origination) and SBA_ETran.9.1.serv.xsd (Servicing): <
      2. Added following new tag from LoanApplication (ETRAN-Orig) and Loan (ETRAN-Serv):
        • collatlien - LienHldrNameType
        3. Etran xsd Version: 9.0

        Publication Date: 06/04/2025.

        1. Updated this 9.0 enumeration.
        2. Removed the following tags from LoanApplication (ETRAN-Orig) and Loan (ETRAN-Serv):
          • app - FrnchiserBooksInd
          • app - FrnchiseDeferPymtInd
          • app - FrnchiseDeferPymtMonths
          • app - FrnchiseWarnTermInd
          • app - FrnchiseOpporCureInd
        3. Support for Principal Spousal Ownership reporting (ETRAN-Orig and ETRAN-Serv):
          • perreltn - FamMemTaxId1
          • perreltn - FamMemTaxId2
          • perreltn - RelTyp
        Etran xsd Version: 8.2

        Publication Date: 02/06/2025.

        1. Updated this 8.2 enumeration.

        Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

         Added new XML tags for NonStandardText. Changes documented in SBA_ETran.8.2.orig.xsd (Origination) and SBA_ETran.8.2.serv.xsd (Servicing): <
        nonstdtext - NonStandardTextSeq
        nonstdtext - NonStandardText
        Etran xsd Version: 8.1

        Publication Date: 08/01/2024.

        1. Added this 8.1 enumeration.

        Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

        Changes documented in SBA_ETranTypes.xsd (this file):  Added new XML tags for WorkingCapitalProgram. Changes documented in SBA_ETran.8.1.orig.xsd (Origination) and SBA_ETran.8.1.serv.xsd (Servicing): <
        wcp - DeliveryMethodAsset
        wcp - DeliveryMethodTrans
        wcp - DomesticAdvPct
        wcp - ForeignAdvPct
        wcp - InventoryAdvPct
        wcp - SBAExpRefiInd
        Etran xsd Version: 8.1

        Publication Date: 12/16/2024.

        1. Updated this 8.1 enumeration.

        Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

        LoanAppNm has a limit of 80 characters. This is causing the legal trust name to be incorrectly truncated and not correctly reflect on loan docs. Loans with this situation require a 327 to correct the trust name to the full legal name as it should be reflected on the loan docs. Request was made to expand the character limit and trust names within ETRAN-servicing from 80 to 250 chars.

        Changes documented in SBA_ETranTypes.xsd (this file):  Updated existing XML tags for LoanName to accept chars upto 250. Changes documented in SBA_ETran.8.1.orig.xsd (Origination) and SBA_ETran.8.1.serv.xsd (Servicing): <
        Etran xsd Version: 8.0

        Publication Date: 07/08/2024.

        1. Added this 8.0 enumeration.
        2. Support for Beneficial Ownership Secondary Principals.
        3. New columns for Guarantors who are an Operating Company:
          • guar - CrdScrFinCashAndEquiv
          • guar - CrdScrFinTotAsset
          • guar - CrdScrFinTotLiab
          • guar - CrdScrFinNetWorth
          • guar - CrdScrFinTotSales
          • guar - CrdScrFinEarnBefIntTx
          • guar - CrdScrFinAnnIntExp
          • guar - CrdScrFinDDABal
          • guar - PaymentsLessThanCCInd
          • guar - BooksToLenderType
          • guar - BooksToLenderWithinDays
          • guar - BusPrimCntctNm
          • guar - PrimaryPhone
          • guar - AlternatePhone
          • guar - PrimaryEmail
          • guar - AlternateEmail
          • guar - PrevGovFinInd
          • guar - BusOutstandingDebtInd
          • guar - FedDisqualifiedInd
          • guar - GamblingOrSexualNatureInd
          • guar - NonFmrSBAEmpInd
          • guar - NonLegBrnchEmpInd
          • guar - NonFedEmpInd
          • guar - NonGS13EmpInd
          • guar - NonSBACEmpInd
          • guar - IntrstOthBusinessInd
          • guar - IndctPrleProbatnInd
          • guar - ApplicantPaidFee
          • guar - RevenueAmt
          • guar - EmployeeSize
        Etran xsd Version: 7.5

        Publication Date: 07/05/2024.

        1. Added this 7.5 enumeration.

        Support for ETRAN-Orig: SBA Form 1244 ETRAN modifications (Phase 2) - CDC related change. Servicing will have same change.

        Changes documented in SBA_ETranTypes.xsd (this file):  Added new XML tags for Application and Hold Status. Changes documented in SBA_ETran.7.5.orig.xsd (Origination) and SBA_ETran.7.5.serv.xsd (Servicing): <
        app - LenderUnderwriterEmplStatus
        app - LenderUnderwriterName
        app - CDCorTPLDebt
        app - CDCRequestException
        app - CDCRequestWaiver
        app - FedAgncyCDCReqExceptionInstallPayment
        app - ProjFundRelocate
        app - ProjEligCDCPortfolioJobRatio
        app - ProjElig504DebtRefAltJobGoal
        app - Approved4PrevSpcPurpsProj
         Added new XML tags for 1244 professional license for Borrower for Origination and Servicing :
        borr - ProfLicenseRequired
         Added new XML tags for 1244 professional license for Guarantor for Origination and Servicing :
        guar - ProfLicenseRequired
        Etran xsd Version: 7.4

        Publication Date: 03/28/2024.

        1. Added this 7.4 enumeration.

        Support for Terms and Condition - Blanket Lien for Collateral under Personal Property more generic name CollateralBlanketLien. Servicing will have same change.

        Changes documented in SBA_ETranTypes.xsd (this file):  Added new XML tag CollatBlnktLn <
        collatblnktln - CollateralSequenceNmb
        collatblnktln - BlanketLienCd
         Added new MANDATORY Validations for 1919 Questions, effective 60 days starting from Phase 1 deployment date

         Added new XML tag LegalOrgnztnOtherTxt for Associate, Borrower, Guarantor, Principal for Origination and Servicing :
        assoc - LegalOrgnztnOtherTxt
        borr - LegalOrgnztnOtherTxt
        guar - LegalOrgnztnOtherTxt
        prin - LegalOrgnztnOtherTxt
         Added new XML tags for BusinessSpecialOwnership for Origination and Servicing :
        busspcownrshp - TaxId
        busspcownrshp - SpecialOwnershipCd
        busspcownrshp - SpecialOwnershipOtherTxt
         Added new XML tag LegalOrgnztnOtherTxt for Associate, Borrower, Guarantor, Principal for Origination and Servicing :
        assoc - LegalOrgnztnOtherTxt
        borr - LegalOrgnztnOtherTxt
        guar - LegalOrgnztnOtherTxt
        prin - LegalOrgnztnOtherTxt
         Added new XML tags for BusinessSpecialOwnership for Origination and Servicing :
        busspcownrshp - TaxId
        busspcownrshp - SpecialOwnershipCd
        busspcownrshp - SpecialOwnershipOtherTxt
         Added new XML tags for Borrower/Principal Form 1919 questions for Origination and Servicing :
        borr - ApplicantPaidFee
        borr - IntrstOthBusinessInd
        borr - ExporterEstTotalSales
        borr - ExporterPrincipalCountriesList
         Added new XML tags for Borrower/Principal Form 1919 questions for Origination and Servicing :
        borr - ApplicantPaidFee
        borr - IntrstOthBusinessInd
        borr - ExporterEstTotalSales
        borr - ExporterPrincipalCountriesList
        guar - ExporterEstTotalSales
        guar - ExporterPrincipalCountriesList
        prin - PrevGovFinInd
        prin - ExporterEstTotalSales
        prin - ExporterPrincipalCountriesList
        Etran xsd Version: 7.3

        Publication Date: 10/12/2023.

        1. Added this 7.3 enumeration.
         Added new XML tags for Application and Hold Status. Changes documented in SBA_ETran.7.3.orig.xsd (Origination):
        app - LoanApplicAppvDt
        app - LoanApplicRecvDt
        app - LoanApplicStatusCd
        app - LoanEntryDt
        app - LoanSourcTypCd
        app - LoanStatusDt
        app - NAICSYear
        app - ProjectCountyCd
        apphold - HoldStatusCd
        apphold - HoldStatusCertDt
        apphold - HoldStatusDescription
        apphold - HoldStatusEndDt
        apphold - HoldStatusStartDt
        borr - EmployeeSize
        borr - RevenueAmt
         Added new XML tag to set Controlling Interest Indicator. Changes documented in SBA_ETran.7.3.orig.xsd (Origination):
        borr - ControlInterestInd
        prin - ControlInterestInd
        Etran xsd Version: 7.2

        Publication Date: 09/28/2023.

        1. Added this 7.2 enumeration.
         Added a new XML tag for 7A ApplicationS. Changes documented here in SBA_ETran.7.2.orig.xsd (Origination) and SBA_ETran.7.2.serv.xsd (Servicing) are only applicable for 7A loans:
        app - CalendarBasisCode
        1. Added this 7.2 enumeration.
         Added new XML tags for Guarantor. Changes documented in SBA_ETran.7.2.orig.xsd (Origination) and SBA_ETran.7.2.serv.xsd (Servicing) are only applicable for 504 loans:
        guar - LifeInsuranceInd
        guar - LifeInsuredName
        guar - LifeInsuranceAmt
         Added new XML tags for StandbyAgreement for Origination and Servicing :
        stbyagrmt - InjectionAuthInd
         Added new XML tags for StandbyAgreement for Origination and Servicing :
        stbyagrmt - InjectionTypeCode
        stbyagrmt - LineOfCreditIndicator
        stbyagrmt - TermsInYears
         Added new XML tags for Collateral, CollateralLien and Borrower Contribution for Origination and Servicing :
        collat - Endorsement
        collat - FixtureEquipmentAppraisal
        collat - MortgTaxesLiens
        collat - NoExceptionMechLiens
        collat - NotContMGLSec21eException
        collat - PriorOpenEndLienInd
        collat - RequestForNoticeInd
        collat - SecureLienHolderVerifyInd
        collat - StatemntNonHomesteadInd
        collat - StatutoryCondPowerInd
        collat - TitleAmount
        collat - WithoutStdException
        collat - WithoutStdSurException
        collat - WithoutExceptionToHomestead
        collat - WritnAgrmtPriorLienHoldInd
        collat - WritnWaiverBusHomesteadInd
        collat - WritnWaiverRedemptnRightInd
        collat - WritnWaiverHomesteadInd
        collatlien - CollatLienRevolvingInd
        collatlien - CollatLienLimitAmount
        borrcontrib - BorrowerContribtnSeqNmb
        borrcontrib - BorrowerContribtnTypCd
        borrcontrib - BorrowerContribtnAmount
         Added presave validation for actions to be restricted to SBA Users, applicable to all 504 loans
      Etran xsd Version: 7.1

      Publication Date: 08/01/2021.

      Support for Deferment "Delete" and Regenerate Schedule actions. Servicing will have same change.

      1. Added this 7.1 enumeration.
       Changes documented in SBA_ETran.7.1.serv.xsd (Servicing):
      1. Added few new XML tags for deferments and payment schedules in Servicing :
        defer - NextInstlmntDueDt
        gensched - PaymentFrequency
        gensched - NextInstallmentDate
        gensched - PaymentAmount
      2. Added presave validation for actions to be restricted to SBA Users, applicable to all Disaster + any other purchased guaranty LS/SS loans

      Support for Loan Authorization Added new field Other Closing costs for the 504 debenture. This is entered only for 504 transactions. Servicing will have same change.

       Changes documented in SBA_ETran.7.1.orig.xsd (Origination) and SBA_ETran.7.1.serv.xsd (Servicing):
      1. New XML tag OtherClosingCostAmt
      Etran xsd Version: 7.0

      Publication Date: 04/29/2021.

      Support for Loan Authorization - Use of Proceeds Sub more generic name UseofProceedsSub. Servicing will have same change.

      Changes documented in SBA_ETranTypes.xsd (this file):
      1. Added this 7.0 enumeration.
      Changes documented in SBA_ETran.7.0.orig.xsd (Origination):
      1. Added new XML tag UseOfProceedsSub for 504 types in Origination
      Changes documented in SBA_ETran.7.0.serv.xsd (Origination):
      1. Added new XML tag UseOfProceedsSub for 504 types in Servicing
      Etran xsd Version: 6.6

      Publication Date: 04/29/2021.

      Support for ITIN certification indicator added. XML tag EINCertInd has been replaced more generic name TaxIdCertind. They reside under the Borrower,Principal,Guarantor and Associate. Servicing will have same change.

      Changes documented in SBA_ETranTypes.xsd (this file):
      1. Added this 6.6 enumeration.
      Changes documented in SBA_ETran.6.6.orig.xsd (Origination):
      1. Changed XML tag EINCertInd to TaxIdCertInd for 4 participant types in Origination (same will be done in Servicing)
Release Notes for Component Micoloan
Microloan xsd Version: 1.3

Publication Date: 02/17/2022.

Changes documented in SBA_MicroloanTypes.xsd (this file):
  1. Added this 1.3 enumeration.
Changes documented in SBA_MicroloanOrigination.1.3.xsd (Origination):
  1. Added new child elements to Loan,Added Economic Distressed Area Indicator.
Microloan xsd Version: 1.2

Publication Date: 07/14/2020.

Changes documented in SBA_MicroloanTypes.xsd (this file):
  1. Added this 1.2 enumeration.
Changes documented in SBA_MicroloanOrigination.1.2.xsd (Origination):
  1. Added new child elements to Loan,Added Number of Current Employees and Rural Urban Indicator .
Microloan xsd Version: 1.1

Publication Date: 02/27/2017.

Changes documented in SBA_MicroloanTypes.xsd (this file):
  1. Added this 1.1 enumeration.
Changes documented in SBA_MicroloanOrigination.1.1.xsd (Origination):
  1. Added new child elements to Loan, Added Currently on Parole/Probation Indicator and Online lending indicator.
Changes documented in SBA_MicroloanServicing.1.1.xsd (Servicing):
  1. Added many new child elements to Loan.
Microloan xsd Version: 1.0

Changes documented in SBA_MicroloanTypes.xsd (this file):
  1. Added this 1.0 enumeration.
Changes documented in SBA_MicroloanOrigination.1.0.xsd (Origination):
  1. Added many new child elements to Loan,Primary Borrower Related, Borrower Business Related (Give if BusinessPersonInd is B.),Borrower Person Related (Give if BusinessPersonInd is P.) and UseOfProceeds (purpose of the loan).
Changes documented in SBA_MicroloanServicing.1.0.xsd (Servicing):
  1. Added many new child elements to Loan.

For some of the major milestones in Elend versions, please refer to XML Application Implementation Issues